Optiplex micro home server, no RAID now, or in foreseeable future, (no free slots).
Crucial P3 2TB PCIe Gen3 3D NAND NVMe M.2 SSD. used for files not larger than 10GB, many small files, timemachine backups, movies, books, music. A quota will be used to limit folder size. LUKS is used before any filesystem.
Power loss is realistic and sort of common (3x per year) in my area, due to storms.
What will be the most consistent, fault-tolerant, and easy to recover?
I am thinking XFS, or EXT4? F2FS? Maybe I am overthinking it. It's 2023. A lot of myths are things of the past. What should I use? Why?